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Writer's pictureTracy Irvine

Difference between Limited Company and Self Employed

This is a question which I have been asked several times recently. There are advantages and advantages to both, so here is some of the most common answers between the two


Self Employed


*Easy to set up, you need to register with HMRC for self Assessment


*Taxed Profits, @20% and 40% for higher earnings


*You are liable for all debts of the business, which could mean if the worst happens your personal Assets could be at risk


*Can take money out of the business freely for personal spending


*Complete a Self Assessment Tax Return Every Year


*Accounts easier to maintain


Limited Company


*Separate Entity, your personal assets are safe


*Tax rate on Profit 19% (Paid by Company)


*Set up a Limited Company with Companies House, which means your details will be publicly available


*Cannot take money from the business freely, usually paid through PAYE and dividends from the Profits


*Can be easier to get funding


*Complete Annual Accounts to Companies House and a Corporation Tax Return to HMRC every 12 months


*Bookkeeper/Accountant recommended more complex account management


These are the main points which are often asked, if you have any particular questions regarding either I am quite happy to answer them.




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